I’ve put some sample costs that might apply to you in "How much does it cost" in the Financial Advisor section of Ask the Expert, just to give people some idea of the differences out there.
Please feel free to ask if you have any questions either in the thread or PM me.
If you have given up smoking for at least a year, it would be well worth looking at your options. Just had a couple go from paying 151 per month to 74.16! That’s a net saving of over 922 per year! (Not counting the 6,500 per year they have saved by not buying cigarettes!)