It’s accepted as good advice that people should review their financial planning details about once per year. The other occasion should be where a "life event" occurs.
A life event is something that causes a change in circustances and possibly a change in requirements. Examples are birth of a new child, getting married, moving home or mortgage, change in employment circumstances, grown-up children no longer dependent etc.
Any of these and other similar events can either have a small or very large effect on your planning requirements and should be looked at to make sure that what you are paying for is the most appropriate.
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