December 2, 2009 at 10:36 pm #6248
just got my renual in form quinn 2k for 2 adults and 2 kids… think I cancel it any offers out there?December 3, 2009 at 9:51 am #83098rcoleMember
They are all much of a muchness.
VHI are expected to go up 20% in the next little while.
Vivas and Quinn are roughly the same price.December 3, 2009 at 9:57 am #83100mum2Member
OMG that’s crazy….December 3, 2009 at 11:38 am #83111scole1Member
yeah they are more or less the same….i was asked who i was with i think aib where doing an insurance thing, but when said i was with bupa she said oh right there’ll be no difference then…. dear though….but handy when neededDecember 3, 2009 at 11:52 am #83120munchinParticipant
ours was for renewal in sept and i looked into it and some offer more than others etc but when you take it all into account they work out quite similarDecember 3, 2009 at 4:02 pm #83127
I havent used my health cover in YEARS!!!! When I was having my babies i went public and when ds2 was being seen he was public too. i did pay 100 euro for his hearing test last year but that wont even be covered, all I use it for is to claim my gp bills….. think I only went 5 or 6 times this year!!!!
So if you break it down Im paying 1,960 to claim back about 200 euro 🙄 😯 😆 😆 😆 nuts or what?
Think i’ll keep dh covered just incase anything happens him in work and needs to be seen asap, but think i’ll cancell the rest of us and put the 160 a month into a savings account just incase they have to attend consultants etc…. sure I can claim the cost back on med1 and save the balance….
Anyone else cancelled the likes of health insurance? (sorry for the brief post last night dh was nicking the laptop)December 3, 2009 at 5:30 pm #83144angelmumMember
i would keep the kids covered if i were you.we are in the same situation,paying every year and never needing it thank god, but then this year my youngest son needed to see a specialist and needed surgery and i was very thankful to have the cover.i would not have been able to wait for him to go on a waiting list and wouldnt have had the amount of money to pay for the surgery.it still cost us alot of money cos the ultra sounds and specialist visits were not covered but the surgery was.so,think long and hard before you take the cover off your kidsDecember 3, 2009 at 10:26 pm #83165missysmumMember
Its the one thing i’ll never cut, but in saying that i’ve claimed a lot for both myself and dd over the last couple of years. i can see where your coming from though, if you feel your paying and never using it.December 3, 2009 at 10:43 pm #83172
I know its murphys law as soon as you cancel you will have to use it…. we pay 300 per car per year and about 700 for the house insurance, the health cover is dearer then all the above put together…. might look at going for a basic cover option,
Im Quinn are there any better ones in the market? Would touch vhi by the wayDecember 3, 2009 at 10:51 pm #83175Waffy1Member
i changed to Hibernian Aviva from VHI a couple of months ago. Was cheaper than VHI ( Plan B ) and got baby free for 1st year. They told me i’d get â‚¬30 back for EVERY visit to the GP for myself & baby from the very first visit. Have been to GP about 4 times since so it’ll probabally have paid for it’s self by the end of 1st year. 😀December 3, 2009 at 10:54 pm #83178
Thanks will have a look at their prices….. just hate the idea of paying out 2k to get about 200 euro back iykwim. Havent used it in years so feels like dead money and its going up and up and upDecember 4, 2009 at 10:23 am #83205rcoleMember
Unfortunatley we have a two tear health system, have to go and see a consultant about my ears. Must be all the nagging.
Anyway, after seeing him about ten times. He said come and see me public you wont have to pay anything.
Grand I thought, however was waiting about two hours to see him in a public waiting room and eventually after being called saw a member of his team rather than him.
The member of his team said you will need surgery. Told her to forget it and left, they said they would make an appointment for four months times maybe longer.
Rang the specialist secretary, she made an apointment for the following week. Saw the specialist on the Monday, he said I would need surgery. How does tomorrow suit ?
If you really have something wrong with you and you want it sorted ASAP, go private. See the point your making about saving the money monthly. One trip to hospital though will blow them savings out of the water.
It doesn’t pay you to be sick.December 4, 2009 at 10:31 am #83214
i know thats what i tell her about your ears 😆 😆 😆 😆 😆 😆
Oh its a tough one, just pee’s off with Quinn as they wouldnt pay for my specilist lab works from the mater private as the bloods were taken by a nurse, but the bill wasnt for the nurse taking the bloods but the lab work iykwim…. have sent a complaint to the insurance ombudsman but nothing yet…
Dh thinks im mental to stop our cover, was told the choice is mine but not to stop his or the boys, will just shop about to see if i can go to a lower cover or a different companyDecember 4, 2009 at 10:36 am #83216munchinParticipant
taylor i really had to sit and think about ours this year – i’ve been covered by vhi since i was a child and have only used it when getting my wisdom teeth out and having the 2 girls. But as you say murphy’s law you’ll need it as soon as you stop – we decided to keep it for another year and see were we’re at next sept. i do think that quinn, hibernian and vhi all have similare plans and similar pricesDecember 4, 2009 at 1:02 pm #83223Razzle DazzleMember
I agree with rcole. If you can afford to keep it I would, especially for the children.
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