Home › Forums › ASK THE EXPERT › Financial Advice & budgeting ideas › Funerals
- This topic has 7 replies, 4 voices, and was last updated 12 years, 2 months ago by Fabienne.
April 1, 2011 at 1:16 pm #11531happymumblemumParticipant
A neighbour told me the other day a funeral can cost up to 6 grand never thought of this and my parents are not / have not got any insurance and I am gonna be stuck with this cost when they pop their clogs as an only child…
I can’t afford to pay out that kind of cash either in installments or in one big hit..
What should I do..
P.S They wouldn’t pay for each others..April 1, 2011 at 1:33 pm #111799Financial CompanionParticipant
Depending on a number of factors (like headstones, cars etc.) they can average anything from about €4,000 to €7,000. If plots have been pre-purchased this can reduce the cost. Location is also a factor as well, HMM. Are they in the UK or Ireland?
It is possible to take out basic life cover that would just cover these kind of things. If their medical history is okay, it could be straight forward enough. If not and they are over 50, there is an option to take out "over 50’s cover", where no medical information is required, and as long as they survive for at least 2 years from the plan commencing, it pays out fine (if someone passed within the first 2 years, they simply refund all of the premiums). There is also a government grant that may be available and in some cases further assistance may be forthcoming. In some extreme cases, the "forced" cost of a funeral could be charged against someone’s estate. Hope that helps, feel free to give me a shout if you have any other questions! Dave.April 1, 2011 at 2:40 pm #111802happymumblemumParticipant
Ok well they are in the U.K …problem is they are useless and I know for a fact would never take out any insurance..even though I may well get lumbered with it..
How is the best way to approach saying to them that I won’t be prepared to stump up thousand when they die..sorry to sound heartless but I just wouldn’t have it..April 1, 2011 at 3:23 pm #111808Financial CompanionParticipant
PM’d you HMM!
Nothing heartless about it. It’s a real fact of life that many don’t consider.April 1, 2011 at 5:52 pm #111815
Funerals can be much cheaper if you decide to go without headstone, basic coffin, and all the tralala. It’s a personal choice.
It’s the choice of the people left behind and with the bill to do what they want / can. And yes having the corpse brought back to Ireland can be expensive, but the bodies can stay in UK.
But I’m not a fan of funerals, and I already made it clear to my dh and family, my funeral has to cost as little as possible.
Don’t want anything, and that would drive me mad if money was spent. Once I’m gone I won’t know, so they’ll do what they want anyway.
I just hope I’ll be gone before my dh, because I don’t want to be pressured from relatives to do a big or normal funeral instead of the cheapest.
But try to talk to your parents, just next time you see them just relate the story of your friend and how surprised she was and you were about cost of it. That is as much as a small new car and don’t get to use it.
FabienneApril 1, 2011 at 6:08 pm #111819
Just tought of it now.
In Ireland if you give your body to the science (for medical students to practice and all), there is no funeral cost at all and you don’t get the body back I think.
In France, you still have to pay some fees nearly as expensive as a funeral but you don’t have a body to bury.
Don’t know for UK.
But not everyone can deal with giving the body away.
FabienneApril 1, 2011 at 6:16 pm #111820Taylor5Member
You cant really do a cheap funeral in Ireland, you can RENT your coffin 😆 😆 😆 I swear not a joke, you get a nice coffin for the church but when your going into the ground its a cheap plywood or cardboard one…
Plots in some graveyards in Dublin area can cost 7.5k JUST FOR THE PLOT… thats for a single plot. My mother was at a funeral in the graveyard my dad is buried in, JUST to open an existing grave (ie someone already burried in the plot and second person going in) Just to dig the hole is 750 EURO…
Funeral cars are expensive too.
You can cut back and only have a herse and follow in family cars, dont order flowers through funeral home and get a lower price or hire the coffin, but regarding the plot and you cant save
My Dad is almost 14 years dead and his funeral and headstone and meal for funeral goers cost nearly 10k(IRISH POUNDS)
Fabienne if you give your body its great for the person but not for the family, i know someone who is waiting 3 years for her mothers body to be returned… very destressing but it was her mothers wishesApril 1, 2011 at 7:04 pm #111826
Yeah I looked into giving the body away a lot, I was only in my 20’s when I first start to research it in France, then researched again a couple of years ago here.
As I can’t face funerals and I don’t want it for me, but it’s not me who’ll decide. But I would have expressed my wishes.
And yes for me giving the body away is giving it away, don’t want it back, never!
But yes, it’s not everyone wishes.
No way I’ll be spending more on a funeral than I would on a car.
- You must be logged in to reply to this topic.