The option to take a payment break on mortgages was a lifeline for many this year due to Covid-19. One thing to be aware of though, is that because your balance was not reducing during those 6 months but your mortgage protection was, there may now be a shortfall in the level of cover, which could lead to not all of the outstanding balance being cleared in the event of a claim. Also, to keep payments from increasing after the break, some people chose to extend their term. This could mean the existing cover is scheduled to end sooner than the loan is.
There is no cost and no obligation to find out if this is the case (or in fact if you are paying too much for any existing cover). Just email email@example.com for details.