Honesty is the best policy. Tell them your financial situation has changed and that you can no longer afford to go private and they will switch you over to public. I would suggest you call before this appointment and let them know – if you go to a ‘private’ appointment, they may well charge you for that.
Don’t get stressed over it, just call them up and explain and they will understand; it won’t be the first time they are hearing this because many people are in this situation now that they are changing their minds and going public. I have gone public and private and honestly, don’t think its worth the money at all.
Call them today and get it overwith and then you’ll feel better. Because you are having a planned c-section, you will be well looked after.
HTH – Best of luck and let us know how you get on.